1. Introduction
Bueno Technologies Pte. Ltd. ("Bueno", "we", "our", or "us") is committed to protecting your privacy in accordance with the Singapore Personal Data Protection Act 2012 (PDPA). This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our services at Bueno and Bueno Account.

2. Information We Collect
We collect information to provide better services to all our users. The types of information we collect include:

• Personal Information: Name, email address, phone number, and other contact details.
• Business Information: Company name, business registration number, financial information, and transaction details.
• Technical Information: IP address, browser type, operating system, and usage data collected through cookies and similar technologies.

3. How We Use Your Information
We use the information we collect in the following ways:

• To Provide Services: Facilitate credit management, invoice processing, and funding transactions.
• To Improve Services: Analyse usage to enhance our platform's functionality and user experience.
• To Communicate: Send you updates, notifications, and other information related to your use of our services.
• To Comply with Legal Obligations: Ensure compliance with applicable laws, regulations, and contractual obligations.

4. Sharing Your Information
We may share your information with:

• Service Providers: Third-party companies that perform services on our behalf, such as payment processing, data analysis, and email delivery.
• Business Partners: Financial partners and insurers involved in funding and insuring transactions.
• Legal and Regulatory Authorities: When required to comply with legal obligations or to protect our rights and property.

5. Data Protection and Security
We implement appropriate technical and organisational measures to safeguard your information against unauthorised access, alteration, disclosure, or destruction. These measures include:

• Encryption: Data is encrypted during transmission and storage.
• Access Controls: Restricted access to personal information to authorised personnel only.
• Regular Audits: Regular security audits and risk assessments to identify and mitigate vulnerabilities.

6. Your Rights
Under the PDPA, you have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you.
• Correction: Request correction of inaccurate or incomplete personal information.
• Withdrawal of Consent: Withdraw your consent for the collection, use, or disclosure of your personal information.
• Deletion: Request deletion of your personal information under certain circumstances.
• Data Portability: Request transfer of your personal information to another organisation.

To exercise these rights, please contact our Data Protection Officer at of@bueno.money.

7. Data Retention
We retain your personal information for as long as necessary to fulfil the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. The retention period may vary based on the type of data and the applicable legal requirements.

8. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect and use personal information about you. This helps us to analyse how you use our services, improve functionality, and deliver personalised content.

9. Transfer of Personal Data Outside of Singapore
If we transfer your personal data to a country or territory outside Singapore, we will take appropriate steps to ensure that the recipients of your personal data are bound by legally enforceable obligations to provide a standard of protection that is at least comparable to the protection under the PDPA.

10. Third-Party Services
Our services may contain links to third-party websites and services. We are not responsible for the privacy practices or the content of these third-party services. Please review the privacy policies of any third-party services you access through our platform.

11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website and indicating the effective date.

12. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact our Data Protection Officer at:

• Bueno Technologies Pte. Ltd.
• Address: 68 Circular Road, #02-01, Singapore 049422
• Email: of@bueno.money
• Phone: +65 9248 0488

By accessing or using our Services or otherwise manifesting your consent to this Privacy Policy, you signify that you have read, understood and agree to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy and our Terms and Conditions. If you are an individual acting on behalf of a Seller or Buyer, you represent and warrant that you are an authorised representative of the Seller or Buyer with the authority to bind the Seller or Buyer to this Privacy Policy and that you agree to this Privacy Policy on Seller's or Buyer's behalf.
Terms not defined in this Privacy Policy will have the meaning set forth in our Terms and Conditions.